Flood Zone Comparison
Compare key metrics between 10996 10996, NY — Zone AE and 46595 46595, IN — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 10996 10996, NY — Zone AE | 46595 46595, IN — Zone AE |
|---|---|---|
| name | 10996 10996, NY — Zone AE | 46595 46595, IN — Zone AE |
| zip code | 10996 | 46595 |
| city | 10996 | 46595 |
| state | New York | Indiana |
| state code | NY | IN |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,145 | 2,145 |
| base flood elevation | 10 ft | 23 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2020 | 13 recorded flood events in the past 50 years. Most recent major flood: 2017 |
| nearest water | Arkansas River (4.4 miles) | Lake Superior (2.2 miles) |
| elevation ft | 389 | 1,567 |
| population | 56,667 | 6,724 |
| median home value | 706,456 | 222,049 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $60,968 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $24,692 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9460C516J | 7995C583J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.