Flood Zone Comparison
Compare key metrics between 11209 11209, NY — Zone A and 77864 77864, TX — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 11209 11209, NY — Zone A | 77864 77864, TX — Zone VE |
|---|---|---|
| name | 11209 11209, NY — Zone A | 77864 77864, TX — Zone VE |
| zip code | 11209 | 77864 |
| city | 11209 | 77864 |
| state | New York | Texas |
| state code | NY | TX |
| category | High Risk | Very High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | High Risk | Very High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance with velocity wave action |
| insurance required | Required for federally-backed mortgages | Required — highest risk coastal zone |
| avg annual premium | 2,659 | 2,659 |
| base flood elevation | 28 ft | 29 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2008 | 0 recorded flood events in the past 50 years |
| nearest water | Galveston Bay (3.9 miles) | Puget Sound (2.0 miles) |
| elevation ft | 213 | 164 |
| population | 47,439 | 19,231 |
| median home value | 274,617 | 136,556 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $110,893 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $94,476 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 3932C676J | 1257C212J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.