Flood Zone Comparison
Compare key metrics between 11223 11223, NY — Zone VE and 38844 38844, MS — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 11223 11223, NY — Zone VE | 38844 38844, MS — Zone VE |
|---|---|---|
| name | 11223 11223, NY — Zone VE | 38844 38844, MS — Zone VE |
| zip code | 11223 | 38844 |
| city | 11223 | 38844 |
| state | New York | Mississippi |
| state code | NY | MS |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 7,401 | 7,415 |
| base flood elevation | 19 ft | 17 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2022 | 7 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | drainage canal (2.5 miles) | Mississippi River (3.6 miles) |
| elevation ft | 678 | 271 |
| population | 6,076 | 34,023 |
| median home value | 705,364 | 397,303 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $138,052 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $98,376 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 7777C848J | 9982C196J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.