Flood Zone Comparison
Compare key metrics between 11229 11229, NY — Zone AE and 12844 12844, NY — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 11229 11229, NY — Zone AE | 12844 12844, NY — Zone A |
|---|---|---|
| name | 11229 11229, NY — Zone AE | 12844 12844, NY — Zone A |
| zip code | 11229 | 12844 |
| city | 11229 | 12844 |
| state | New York | New York |
| state code | NY | NY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,660 | 2,660 |
| base flood elevation | 10 ft | 23 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2008 | 4 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | local creek (1.8 miles) | Long Island Sound (2.1 miles) |
| elevation ft | 516 | 811 |
| population | 51,588 | 75,401 |
| median home value | 612,406 | 563,880 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $61,613 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $129,511 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1633C375J | 6308C722J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.