Flood Zone Comparison
Compare key metrics between 11509 11509, NY — Zone AE and 19605 19605, PA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 11509 11509, NY — Zone AE | 19605 19605, PA — Zone AE |
|---|---|---|
| name | 11509 11509, NY — Zone AE | 19605 19605, PA — Zone AE |
| zip code | 11509 | 19605 |
| city | 11509 | 19605 |
| state | New York | Pennsylvania |
| state code | NY | PA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,505 | 2,505 |
| base flood elevation | 11 ft | 7 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2019 | 9 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Connecticut River (2.2 miles) | Galveston Bay (2.9 miles) |
| elevation ft | 413 | 182 |
| population | 26,839 | 73,901 |
| median home value | 233,418 | 256,864 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $92,349 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $185,390 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3796C847J | 5337C979J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.