Flood Zone Comparison
Compare key metrics between 11545 11545, NY — Zone AE and 78584 78584, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 11545 11545, NY — Zone AE | 78584 78584, TX — Zone A |
|---|---|---|
| name | 11545 11545, NY — Zone AE | 78584 78584, TX — Zone A |
| zip code | 11545 | 78584 |
| city | 11545 | 78584 |
| state | New York | Texas |
| state code | NY | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,833 | 2,833 |
| base flood elevation | 16 ft | 6 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2014 | 1 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Atlantic Ocean (0.8 miles) | Gulf of Mexico (2.4 miles) |
| elevation ft | 1,112 | 610 |
| population | 5,613 | 28,825 |
| median home value | 618,815 | 456,104 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $137,352 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $179,631 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6635C554J | 1241C675J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.