Flood Zone Comparison
Compare key metrics between 11738 11738, NY — Zone AE and 33463 33463, FL — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 11738 11738, NY — Zone AE | 33463 33463, FL — Zone A |
|---|---|---|
| name | 11738 11738, NY — Zone AE | 33463 33463, FL — Zone A |
| zip code | 11738 | 33463 |
| city | 11738 | 33463 |
| state | New York | Florida |
| state code | NY | FL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,529 | 1,529 |
| base flood elevation | 15 ft | 7 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2012 | 5 recorded flood events in the past 50 years. Most recent major flood: 2020 |
| nearest water | Ohio River (1.9 miles) | Red River (3.7 miles) |
| elevation ft | 1,752 | 78 |
| population | 23,272 | 54,377 |
| median home value | 200,776 | 759,598 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $161,699 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $68,412 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8668C317J | 7978C669J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.