Flood Zone Comparison
Compare key metrics between 11740 11740, NY — Zone AE and 65644 65644, MO — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 11740 11740, NY — Zone AE | 65644 65644, MO — Zone AE |
|---|---|---|
| name | 11740 11740, NY — Zone AE | 65644 65644, MO — Zone AE |
| zip code | 11740 | 65644 |
| city | 11740 | 65644 |
| state | New York | Missouri |
| state code | NY | MO |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,133 | 2,133 |
| base flood elevation | 23 ft | 21 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2009 | 2 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Ohio River (2.1 miles) | Lake Erie (0.4 miles) |
| elevation ft | 1,784 | 177 |
| population | 51,141 | 41,249 |
| median home value | 726,000 | 614,437 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $18,476 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $96,890 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9697C814J | 6418C937J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.