Flood Zone Comparison
Compare key metrics between 11751 11751, NY — Zone A and 13044 13044, NY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 11751 11751, NY — Zone A | 13044 13044, NY — Zone AE |
|---|---|---|
| name | 11751 11751, NY — Zone A | 13044 13044, NY — Zone AE |
| zip code | 11751 | 13044 |
| city | 11751 | 13044 |
| state | New York | New York |
| state code | NY | NY |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,424 | 1,423 |
| base flood elevation | 6 ft | 23 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2021 | 9 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Lake Erie (4.2 miles) | Galveston Bay (4.9 miles) |
| elevation ft | 907 | 1,881 |
| population | 10,530 | 31,564 |
| median home value | 186,106 | 161,544 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $152,737 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $168,387 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9164C122J | 4979C372J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.