Flood Zone Comparison
Compare key metrics between 11778 11778, NY — Zone A and 27860 27860, NC — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 11778 11778, NY — Zone A | 27860 27860, NC — Zone AE |
|---|---|---|
| name | 11778 11778, NY — Zone A | 27860 27860, NC — Zone AE |
| zip code | 11778 | 27860 |
| city | 11778 | 27860 |
| state | New York | North Carolina |
| state code | NY | NC |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,672 | 2,672 |
| base flood elevation | 6 ft | 16 ft |
| historical floods | 9 recorded flood events in the past 50 years. Most recent major flood: 2017 | 4 recorded flood events in the past 50 years. Most recent major flood: 2004 |
| nearest water | local river (0.9 miles) | James River (0.1 miles) |
| elevation ft | 142 | 558 |
| population | 18,988 | 40,221 |
| median home value | 511,583 | 566,211 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $140,865 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $45,680 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3375C751J | 9376C644J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.