Flood Zone Comparison
Compare key metrics between 11787 11787, NY — Zone A and 47531 47531, IN — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 11787 11787, NY — Zone A | 47531 47531, IN — Zone AE |
|---|---|---|
| name | 11787 11787, NY — Zone A | 47531 47531, IN — Zone AE |
| zip code | 11787 | 47531 |
| city | 11787 | 47531 |
| state | New York | Indiana |
| state code | NY | IN |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,069 | 1,069 |
| base flood elevation | 7 ft | 12 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2014 | 8 recorded flood events in the past 50 years. Most recent major flood: 2023 |
| nearest water | Columbia River (4.8 miles) | local river (1.5 miles) |
| elevation ft | 785 | 1,258 |
| population | 12,917 | 57,981 |
| median home value | 477,513 | 798,142 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $68,632 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $175,695 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3207C290J | 5051C920J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.