Flood Zone Comparison
Compare key metrics between 11796 11796, NY — Zone AE and 46791 46791, IN — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 11796 11796, NY — Zone AE | 46791 46791, IN — Zone AE |
|---|---|---|
| name | 11796 11796, NY — Zone AE | 46791 46791, IN — Zone AE |
| zip code | 11796 | 46791 |
| city | 11796 | 46791 |
| state | New York | Indiana |
| state code | NY | IN |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,387 | 1,387 |
| base flood elevation | 8 ft | 26 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2009 | 1 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Merrimack River (3.6 miles) | drainage canal (4.1 miles) |
| elevation ft | 1,336 | 419 |
| population | 68,865 | 14,911 |
| median home value | 242,500 | 687,145 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $161,623 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $11,767 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7765C234J | 8432C399J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.