Flood Zone Comparison
Compare key metrics between 11948 11948, NY — Zone A and 34737 34737, FL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 11948 11948, NY — Zone A | 34737 34737, FL — Zone AE |
|---|---|---|
| name | 11948 11948, NY — Zone A | 34737 34737, FL — Zone AE |
| zip code | 11948 | 34737 |
| city | 11948 | 34737 |
| state | New York | Florida |
| state code | NY | FL |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,899 | 2,899 |
| base flood elevation | 28 ft | 19 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2015 | 3 recorded flood events in the past 50 years. Most recent major flood: 2018 |
| nearest water | local river (3.3 miles) | Lake Ontario (1.2 miles) |
| elevation ft | 1,382 | 96 |
| population | 28,482 | 66,453 |
| median home value | 571,135 | 636,039 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $168,456 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $63,848 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5196C222J | 6073C720J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.