Flood Zone Comparison
Compare key metrics between 12047 12047, NY — Zone AE and 36265 36265, AL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12047 12047, NY — Zone AE | 36265 36265, AL — Zone AE |
|---|---|---|
| name | 12047 12047, NY — Zone AE | 36265 36265, AL — Zone AE |
| zip code | 12047 | 36265 |
| city | 12047 | 36265 |
| state | New York | Alabama |
| state code | NY | AL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,727 | 1,727 |
| base flood elevation | 23 ft | 21 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2012 | 9 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Lake Superior (3.3 miles) | Puget Sound (3.6 miles) |
| elevation ft | 196 | 1,645 |
| population | 45,027 | 24,830 |
| median home value | 491,341 | 272,022 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $139,238 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $16,054 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3063C569J | 9922C211J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.