Flood Zone Comparison
Compare key metrics between 12072 12072, NY — Zone AE and 35966 35966, AL — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12072 12072, NY — Zone AE | 35966 35966, AL — Zone A |
|---|---|---|
| name | 12072 12072, NY — Zone AE | 35966 35966, AL — Zone A |
| zip code | 12072 | 35966 |
| city | 12072 | 35966 |
| state | New York | Alabama |
| state code | NY | AL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,290 | 2,290 |
| base flood elevation | 11 ft | 10 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2008 | 13 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | local stream (1.0 miles) | Lake Erie (4.7 miles) |
| elevation ft | 40 | 1,697 |
| population | 17,250 | 60,082 |
| median home value | 633,522 | 648,729 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $80,306 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $114,471 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8350C631J | 4093C965J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.