Flood Zone Comparison
Compare key metrics between 12077 12077, NY — Zone AE and 13740 13740, NY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12077 12077, NY — Zone AE | 13740 13740, NY — Zone AE |
|---|---|---|
| name | 12077 12077, NY — Zone AE | 13740 13740, NY — Zone AE |
| zip code | 12077 | 13740 |
| city | 12077 | 13740 |
| state | New York | New York |
| state code | NY | NY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,286 | 1,286 |
| base flood elevation | 11 ft | 15 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2007 | 9 recorded flood events in the past 50 years. Most recent major flood: 2022 |
| nearest water | Delaware River (0.4 miles) | local creek (3.1 miles) |
| elevation ft | 510 | 1,839 |
| population | 8,824 | 18,257 |
| median home value | 176,594 | 592,495 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $191,171 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $98,086 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4641C444J | 5213C934J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.