Flood Zone Comparison
Compare key metrics between 12154 12154, NY — Zone AE and 47860 47860, IN — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12154 12154, NY — Zone AE | 47860 47860, IN — Zone A |
|---|---|---|
| name | 12154 12154, NY — Zone AE | 47860 47860, IN — Zone A |
| zip code | 12154 | 47860 |
| city | 12154 | 47860 |
| state | New York | Indiana |
| state code | NY | IN |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,625 | 2,625 |
| base flood elevation | 30 ft | 12 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2013 | 4 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | Ohio River (1.9 miles) | Savannah River (1.0 miles) |
| elevation ft | 418 | 751 |
| population | 34,437 | 64,795 |
| median home value | 511,840 | 669,789 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $107,777 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $74,061 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1732C176J | 2550C998J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.