Flood Zone Comparison
Compare key metrics between 12156 12156, NY — Zone AE and 48035 48035, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12156 12156, NY — Zone AE | 48035 48035, MI — Zone AE |
|---|---|---|
| name | 12156 12156, NY — Zone AE | 48035 48035, MI — Zone AE |
| zip code | 12156 | 48035 |
| city | 12156 | 48035 |
| state | New York | Michigan |
| state code | NY | MI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,473 | 2,473 |
| base flood elevation | 29 ft | 7 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2010 | 2 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Rio Grande (0.8 miles) | Chesapeake Bay (1.1 miles) |
| elevation ft | 969 | 1,333 |
| population | 27,317 | 44,104 |
| median home value | 518,073 | 146,074 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $141,177 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $123,936 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5463C817J | 2042C220J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.