Flood Zone Comparison
Compare key metrics between 12158 12158, NY — Zone VE and 43321 43321, OH — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12158 12158, NY — Zone VE | 43321 43321, OH — Zone AE |
|---|---|---|
| name | 12158 12158, NY — Zone VE | 43321 43321, OH — Zone AE |
| zip code | 12158 | 43321 |
| city | 12158 | 43321 |
| state | New York | Ohio |
| state code | NY | OH |
| category | Very High Risk | High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | Very High Risk | High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance (100-year flood) |
| insurance required | Required — highest risk coastal zone | Required for federally-backed mortgages |
| avg annual premium | 2,270 | 2,270 |
| base flood elevation | 29 ft | 26 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2022 | 7 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | Susquehanna River (2.7 miles) | Savannah River (4.4 miles) |
| elevation ft | 1,883 | 256 |
| population | 9,879 | 27,957 |
| median home value | 784,993 | 453,315 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $34,798 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $160,968 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1878C328J | 5099C297J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.