Flood Zone Comparison
Compare key metrics between 12174 12174, NY — Zone A and 15478 15478, PA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12174 12174, NY — Zone A | 15478 15478, PA — Zone AE |
|---|---|---|
| name | 12174 12174, NY — Zone A | 15478 15478, PA — Zone AE |
| zip code | 12174 | 15478 |
| city | 12174 | 15478 |
| state | New York | Pennsylvania |
| state code | NY | PA |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,002 | 2,002 |
| base flood elevation | 9 ft | 11 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2017 | 1 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | local river (4.9 miles) | Long Island Sound (5.0 miles) |
| elevation ft | 1,822 | 1,257 |
| population | 13,412 | 69,164 |
| median home value | 743,332 | 521,288 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $38,185 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $43,590 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5113C892J | 6602C170J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.