Flood Zone Comparison
Compare key metrics between 12194 12194, NY — Zone AE and 14624 14624, NY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12194 12194, NY — Zone AE | 14624 14624, NY — Zone AE |
|---|---|---|
| name | 12194 12194, NY — Zone AE | 14624 14624, NY — Zone AE |
| zip code | 12194 | 14624 |
| city | 12194 | 14624 |
| state | New York | New York |
| state code | NY | NY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,178 | 3,177 |
| base flood elevation | 18 ft | 9 ft |
| historical floods | 0 recorded flood events in the past 50 years | 3 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | Connecticut River (0.8 miles) | Savannah River (3.5 miles) |
| elevation ft | 1,489 | 907 |
| population | 49,699 | 23,984 |
| median home value | 486,091 | 356,569 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $194,353 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $10,379 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7965C124J | 4248C708J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.