Flood Zone Comparison
Compare key metrics between 12308 12308, NY — Zone AE and 16667 16667, PA — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12308 12308, NY — Zone AE | 16667 16667, PA — Zone A |
|---|---|---|
| name | 12308 12308, NY — Zone AE | 16667 16667, PA — Zone A |
| zip code | 12308 | 16667 |
| city | 12308 | 16667 |
| state | New York | Pennsylvania |
| state code | NY | PA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,786 | 1,786 |
| base flood elevation | 6 ft | 22 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2013 | 1 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Lake Erie (2.9 miles) | Mississippi River (1.4 miles) |
| elevation ft | 440 | 429 |
| population | 9,252 | 15,117 |
| median home value | 786,275 | 353,087 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $177,738 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $30,320 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7140C188J | 5876C472J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.