Flood Zone Comparison
Compare key metrics between 12412 12412, NY — Zone AE and 99648 99648, AK — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12412 12412, NY — Zone AE | 99648 99648, AK — Zone AE |
|---|---|---|
| name | 12412 12412, NY — Zone AE | 99648 99648, AK — Zone AE |
| zip code | 12412 | 99648 |
| city | 12412 | 99648 |
| state | New York | Alaska |
| state code | NY | AK |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,084 | 3,084 |
| base flood elevation | 27 ft | 28 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2005 | 12 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | Lake Superior (3.2 miles) | local stream (3.8 miles) |
| elevation ft | 1,871 | 1,836 |
| population | 52,112 | 10,896 |
| median home value | 285,910 | 361,350 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $147,743 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $88,953 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8474C542J | 5724C195J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.