Flood Zone Comparison
Compare key metrics between 12459 12459, NY — Zone AE and 55724 55724, MN — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12459 12459, NY — Zone AE | 55724 55724, MN — Zone AE |
|---|---|---|
| name | 12459 12459, NY — Zone AE | 55724 55724, MN — Zone AE |
| zip code | 12459 | 55724 |
| city | 12459 | 55724 |
| state | New York | Minnesota |
| state code | NY | MN |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,650 | 2,650 |
| base flood elevation | 24 ft | 5 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2011 | 15 recorded flood events in the past 50 years. Most recent major flood: 2017 |
| nearest water | Colorado River (4.0 miles) | Lake Superior (1.0 miles) |
| elevation ft | 398 | 387 |
| population | 76,010 | 44,707 |
| median home value | 704,819 | 248,824 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $13,254 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $36,284 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3458C874J | 1844C363J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.