Flood Zone Comparison
Compare key metrics between 12463 12463, NY — Zone AE and 80532 80532, CO — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12463 12463, NY — Zone AE | 80532 80532, CO — Zone A |
|---|---|---|
| name | 12463 12463, NY — Zone AE | 80532 80532, CO — Zone A |
| zip code | 12463 | 80532 |
| city | 12463 | 80532 |
| state | New York | Colorado |
| state code | NY | CO |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,828 | 1,828 |
| base flood elevation | 25 ft | 30 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2010 | 14 recorded flood events in the past 50 years. Most recent major flood: 2023 |
| nearest water | Arkansas River (3.3 miles) | Red River (0.9 miles) |
| elevation ft | 616 | 3,392 |
| population | 45,498 | 68,372 |
| median home value | 475,333 | 442,336 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $19,130 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $14,166 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1806C677J | 7360C124J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.