Flood Zone Comparison
Compare key metrics between 12482 12482, NY — Zone AE and 78757 78757, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12482 12482, NY — Zone AE | 78757 78757, TX — Zone AE |
|---|---|---|
| name | 12482 12482, NY — Zone AE | 78757 78757, TX — Zone AE |
| zip code | 12482 | 78757 |
| city | 12482 | 78757 |
| state | New York | Texas |
| state code | NY | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,099 | 1,099 |
| base flood elevation | 27 ft | 5 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2014 | 6 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | Red River (2.2 miles) | Gulf of Mexico (2.5 miles) |
| elevation ft | 190 | 727 |
| population | 26,154 | 44,962 |
| median home value | 668,782 | 784,044 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $57,372 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $24,036 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3830C387J | 1303C902J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.