Flood Zone Comparison
Compare key metrics between 12526 12526, NY — Zone VE and 20751 20751, MD — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12526 12526, NY — Zone VE | 20751 20751, MD — Zone VE |
|---|---|---|
| name | 12526 12526, NY — Zone VE | 20751 20751, MD — Zone VE |
| zip code | 12526 | 20751 |
| city | 12526 | 20751 |
| state | New York | Maryland |
| state code | NY | MD |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 7,190 | 7,202 |
| base flood elevation | 25 ft | 18 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2022 | 11 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | Pacific Ocean (0.4 miles) | Galveston Bay (4.0 miles) |
| elevation ft | 1,747 | 1,909 |
| population | 13,037 | 9,345 |
| median home value | 227,990 | 190,761 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $130,140 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $187,548 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 2159C267J | 1479C884J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.