Flood Zone Comparison
Compare key metrics between 12534 12534, NY — Zone A and 13746 13746, NY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12534 12534, NY — Zone A | 13746 13746, NY — Zone AE |
|---|---|---|
| name | 12534 12534, NY — Zone A | 13746 13746, NY — Zone AE |
| zip code | 12534 | 13746 |
| city | 12534 | 13746 |
| state | New York | New York |
| state code | NY | NY |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,410 | 1,410 |
| base flood elevation | 25 ft | 28 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2013 | 7 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Savannah River (1.9 miles) | Colorado River (4.2 miles) |
| elevation ft | 987 | 1,365 |
| population | 42,935 | 37,614 |
| median home value | 610,271 | 341,194 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $163,141 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $57,044 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8858C237J | 7585C974J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.