Flood Zone Comparison
Compare key metrics between 12580 12580, NY — Zone AE and 32405 32405, FL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12580 12580, NY — Zone AE | 32405 32405, FL — Zone AE |
|---|---|---|
| name | 12580 12580, NY — Zone AE | 32405 32405, FL — Zone AE |
| zip code | 12580 | 32405 |
| city | 12580 | 32405 |
| state | New York | Florida |
| state code | NY | FL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,266 | 1,266 |
| base flood elevation | 30 ft | 9 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2005 | 4 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | Long Island Sound (2.5 miles) | Lake Superior (0.6 miles) |
| elevation ft | 426 | 77 |
| population | 43,013 | 51,519 |
| median home value | 104,395 | 457,066 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $85,451 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $103,800 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7022C996J | 8005C735J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.