Flood Zone Comparison
Compare key metrics between 12701 Monticello, NY — Zone D and 62522 62522, IL — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12701 Monticello, NY — Zone D | 62522 62522, IL — Zone A |
|---|---|---|
| name | 12701 Monticello, NY — Zone D | 62522 62522, IL — Zone A |
| zip code | 12701 | 62522 |
| city | Monticello | 62522 |
| state | New York | Illinois |
| state code | NY | IL |
| category | Undetermined | High Risk |
| flood zone | Zone D (Undetermined Risk — No Analysis Performed) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | Undetermined | High Risk |
| annual flood prob | Unknown — flood risk not yet determined by FEMA | 1% annual chance (100-year flood) |
| insurance required | Recommended — risk is undetermined | Required for federally-backed mortgages |
| avg annual premium | 1,121 | 1,121 |
| base flood elevation | N/A — not in Special Flood Hazard Area | 23 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2008 | 2 recorded flood events in the past 50 years. Most recent major flood: 2014 |
| nearest water | local creek (1.9 miles) | Ohio River (0.2 miles) |
| elevation ft | 472 | 203 |
| population | 49,993 | 55,565 |
| median home value | 180,550 | 115,108 |
| flood damage risk | Unknown chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $143,304 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $150,128 |
| mitigation tips | Purchase flood insurance as a precaution; research historical flooding in your area; contact your local floodplain administrator; maintain proper drainage; prepare an emergency kit and evacuation plan. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7710C407J | 5498C366J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.