Flood Zone Comparison
Compare key metrics between 12741 12741, NY — Zone VE and 78071 78071, TX — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12741 12741, NY — Zone VE | 78071 78071, TX — Zone VE |
|---|---|---|
| name | 12741 12741, NY — Zone VE | 78071 78071, TX — Zone VE |
| zip code | 12741 | 78071 |
| city | 12741 | 78071 |
| state | New York | Texas |
| state code | NY | TX |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 5,459 | 5,452 |
| base flood elevation | 29 ft | 22 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2023 | 14 recorded flood events in the past 50 years. Most recent major flood: 2022 |
| nearest water | retention pond (2.3 miles) | Red River (3.4 miles) |
| elevation ft | 1,303 | 1,856 |
| population | 65,922 | 72,019 |
| median home value | 779,414 | 785,631 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $166,492 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $164,022 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 5875C354J | 8162C307J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.