Flood Zone Comparison
Compare key metrics between 12766 12766, NY — Zone A and 32444 32444, FL — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12766 12766, NY — Zone A | 32444 32444, FL — Zone A |
|---|---|---|
| name | 12766 12766, NY — Zone A | 32444 32444, FL — Zone A |
| zip code | 12766 | 32444 |
| city | 12766 | 32444 |
| state | New York | Florida |
| state code | NY | FL |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,346 | 2,346 |
| base flood elevation | 6 ft | 26 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2020 | 10 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | drainage canal (4.2 miles) | Delaware River (2.2 miles) |
| elevation ft | 1,464 | 28 |
| population | 60,508 | 66,614 |
| median home value | 591,550 | 489,972 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $181,269 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $21,565 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8025C806J | 6794C447J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.