Flood Zone Comparison
Compare key metrics between 12771 12771, NY — Zone AE and 95423 95423, CA — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12771 12771, NY — Zone AE | 95423 95423, CA — Zone A |
|---|---|---|
| name | 12771 12771, NY — Zone AE | 95423 95423, CA — Zone A |
| zip code | 12771 | 95423 |
| city | 12771 | 95423 |
| state | New York | California |
| state code | NY | CA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 978 | 978 |
| base flood elevation | 22 ft | 22 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2007 | 0 recorded flood events in the past 50 years |
| nearest water | Savannah River (0.6 miles) | Connecticut River (4.5 miles) |
| elevation ft | 1,673 | 609 |
| population | 4,169 | 1,876 |
| median home value | 691,778 | 610,763 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $154,778 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $193,431 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4074C161J | 3861C281J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.