Flood Zone Comparison
Compare key metrics between 12775 12775, NY — Zone A and 92551 92551, CA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12775 12775, NY — Zone A | 92551 92551, CA — Zone AE |
|---|---|---|
| name | 12775 12775, NY — Zone A | 92551 92551, CA — Zone AE |
| zip code | 12775 | 92551 |
| city | 12775 | 92551 |
| state | New York | California |
| state code | NY | CA |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,456 | 2,456 |
| base flood elevation | 23 ft | 6 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2023 | 2 recorded flood events in the past 50 years. Most recent major flood: 2014 |
| nearest water | Pacific Ocean (1.5 miles) | Tennessee River (3.9 miles) |
| elevation ft | 1,855 | 1,874 |
| population | 5,044 | 3,819 |
| median home value | 575,588 | 125,925 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $49,541 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $168,916 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8496C492J | 9430C126J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.