Flood Zone Comparison
Compare key metrics between 12831 12831, NY — Zone AE and 72828 72828, AR — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12831 12831, NY — Zone AE | 72828 72828, AR — Zone AE |
|---|---|---|
| name | 12831 12831, NY — Zone AE | 72828 72828, AR — Zone AE |
| zip code | 12831 | 72828 |
| city | 12831 | 72828 |
| state | New York | Arkansas |
| state code | NY | AR |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,382 | 1,382 |
| base flood elevation | 16 ft | 29 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2007 | 15 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | Atlantic Ocean (4.0 miles) | Gulf of Mexico (2.9 miles) |
| elevation ft | 404 | 104 |
| population | 76,521 | 1,463 |
| median home value | 491,808 | 366,933 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $156,099 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $48,980 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4396C532J | 5779C309J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.