Flood Zone Comparison
Compare key metrics between 12849 12849, NY — Zone AE and 75035 75035, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12849 12849, NY — Zone AE | 75035 75035, TX — Zone AE |
|---|---|---|
| name | 12849 12849, NY — Zone AE | 75035 75035, TX — Zone AE |
| zip code | 12849 | 75035 |
| city | 12849 | 75035 |
| state | New York | Texas |
| state code | NY | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,590 | 1,590 |
| base flood elevation | 30 ft | 10 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2006 | 6 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | local creek (4.6 miles) | Colorado River (1.8 miles) |
| elevation ft | 1,074 | 893 |
| population | 49,568 | 78,150 |
| median home value | 710,252 | 111,554 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $143,845 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $155,843 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6196C469J | 4485C185J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.