Flood Zone Comparison
Compare key metrics between 12855 12855, NY — Zone X-shaded and 15241 15241, PA — Zone X-shaded. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12855 12855, NY — Zone X-shaded | 15241 15241, PA — Zone X-shaded |
|---|---|---|
| name | 12855 12855, NY — Zone X-shaded | 15241 15241, PA — Zone X-shaded |
| zip code | 12855 | 15241 |
| city | 12855 | 15241 |
| state | New York | Pennsylvania |
| state code | NY | PA |
| category | Moderate Risk | Moderate Risk |
| flood zone | Zone X-shaded (Moderate Risk — 500-Year Floodplain) | Zone X-shaded (Moderate Risk — 500-Year Floodplain) |
| risk level | Moderate Risk | Moderate Risk |
| annual flood prob | 0.2% annual chance (500-year flood) | 0.2% annual chance (500-year flood) |
| insurance required | Recommended but not required | Recommended but not required |
| avg annual premium | 669 | 669 |
| base flood elevation | N/A — not in Special Flood Hazard Area | N/A — not in Special Flood Hazard Area |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2010 | 15 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | Ohio River (3.2 miles) | Atlantic Ocean (1.7 miles) |
| elevation ft | 1,829 | 1,297 |
| population | 15,110 | 36,941 |
| median home value | 255,925 | 750,198 |
| flood damage risk | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $79,900 | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $100,382 |
| mitigation tips | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. |
| fema map id | 1040C554J | 9132C465J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.