Flood Zone Comparison
Compare key metrics between 12943 12943, NY — Zone VE and 24473 24473, VA — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12943 12943, NY — Zone VE | 24473 24473, VA — Zone VE |
|---|---|---|
| name | 12943 12943, NY — Zone VE | 24473 24473, VA — Zone VE |
| zip code | 12943 | 24473 |
| city | 12943 | 24473 |
| state | New York | Virginia |
| state code | NY | VA |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 5,086 | 5,084 |
| base flood elevation | 7 ft | 21 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2022 | 15 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | Tampa Bay (0.2 miles) | Lake Superior (3.8 miles) |
| elevation ft | 1,821 | 517 |
| population | 6,382 | 39,718 |
| median home value | 625,903 | 441,091 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $42,756 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $110,226 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 5980C175J | 8025C566J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.