Flood Zone Comparison
Compare key metrics between 12969 12969, NY — Zone AE and 15633 15633, PA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 12969 12969, NY — Zone AE | 15633 15633, PA — Zone AE |
|---|---|---|
| name | 12969 12969, NY — Zone AE | 15633 15633, PA — Zone AE |
| zip code | 12969 | 15633 |
| city | 12969 | 15633 |
| state | New York | Pennsylvania |
| state code | NY | PA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,111 | 1,111 |
| base flood elevation | 8 ft | 20 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2021 | 9 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Susquehanna River (0.7 miles) | local river (2.2 miles) |
| elevation ft | 61 | 698 |
| population | 5,053 | 35,147 |
| median home value | 713,906 | 560,689 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $63,809 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $141,731 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6322C323J | 2511C147J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.