Flood Zone Comparison
Compare key metrics between 13034 13034, NY — Zone AE and 32539 32539, FL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13034 13034, NY — Zone AE | 32539 32539, FL — Zone AE |
|---|---|---|
| name | 13034 13034, NY — Zone AE | 32539 32539, FL — Zone AE |
| zip code | 13034 | 32539 |
| city | 13034 | 32539 |
| state | New York | Florida |
| state code | NY | FL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,927 | 2,927 |
| base flood elevation | 15 ft | 27 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2021 | 15 recorded flood events in the past 50 years. Most recent major flood: 2005 |
| nearest water | local stream (3.6 miles) | Tampa Bay (4.4 miles) |
| elevation ft | 1,808 | 48 |
| population | 52,769 | 32,263 |
| median home value | 605,842 | 607,267 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $77,681 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $72,616 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9800C966J | 8536C710J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.