Flood Zone Comparison
Compare key metrics between 13065 13065, NY — Zone AE and 51575 51575, IA — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13065 13065, NY — Zone AE | 51575 51575, IA — Zone A |
|---|---|---|
| name | 13065 13065, NY — Zone AE | 51575 51575, IA — Zone A |
| zip code | 13065 | 51575 |
| city | 13065 | 51575 |
| state | New York | Iowa |
| state code | NY | IA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,551 | 2,551 |
| base flood elevation | 26 ft | 12 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2012 | 10 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | local creek (4.7 miles) | Puget Sound (0.6 miles) |
| elevation ft | 331 | 1,183 |
| population | 6,702 | 79,291 |
| median home value | 535,428 | 454,681 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $195,796 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $30,591 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1675C799J | 1925C924J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.