Flood Zone Comparison
Compare key metrics between 13076 13076, NY — Zone AE and 27938 27938, NC — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13076 13076, NY — Zone AE | 27938 27938, NC — Zone AE |
|---|---|---|
| name | 13076 13076, NY — Zone AE | 27938 27938, NC — Zone AE |
| zip code | 13076 | 27938 |
| city | 13076 | 27938 |
| state | New York | North Carolina |
| state code | NY | NC |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,402 | 3,401 |
| base flood elevation | 27 ft | 9 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2013 | 11 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | Lake Superior (1.5 miles) | Gulf of Mexico (1.7 miles) |
| elevation ft | 1,528 | 1,306 |
| population | 25,576 | 30,128 |
| median home value | 470,729 | 176,621 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $171,674 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $68,590 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4102C203J | 9850C906J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.