Flood Zone Comparison
Compare key metrics between 13115 13115, NY — Zone AE and 28590 28590, NC — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13115 13115, NY — Zone AE | 28590 28590, NC — Zone AE |
|---|---|---|
| name | 13115 13115, NY — Zone AE | 28590 28590, NC — Zone AE |
| zip code | 13115 | 28590 |
| city | 13115 | 28590 |
| state | New York | North Carolina |
| state code | NY | NC |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,054 | 1,054 |
| base flood elevation | 15 ft | 11 ft |
| historical floods | 0 recorded flood events in the past 50 years | 0 recorded flood events in the past 50 years |
| nearest water | Potomac River (0.8 miles) | Lake Erie (0.8 miles) |
| elevation ft | 924 | 334 |
| population | 70,734 | 1,124 |
| median home value | 796,421 | 552,191 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $128,109 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $73,235 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9641C399J | 7672C435J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.