Flood Zone Comparison
Compare key metrics between 13142 13142, NY — Zone A and 13310 13310, NY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13142 13142, NY — Zone A | 13310 13310, NY — Zone AE |
|---|---|---|
| name | 13142 13142, NY — Zone A | 13310 13310, NY — Zone AE |
| zip code | 13142 | 13310 |
| city | 13142 | 13310 |
| state | New York | New York |
| state code | NY | NY |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,402 | 2,403 |
| base flood elevation | 18 ft | 12 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2005 | 7 recorded flood events in the past 50 years. Most recent major flood: 2022 |
| nearest water | Lake Huron (2.8 miles) | Ohio River (0.9 miles) |
| elevation ft | 418 | 756 |
| population | 66,147 | 28,437 |
| median home value | 517,577 | 606,120 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $186,492 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $155,465 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6524C712J | 8825C190J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.