Flood Zone Comparison
Compare key metrics between 13162 13162, NY — Zone VE and 70805 70805, LA — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13162 13162, NY — Zone VE | 70805 70805, LA — Zone VE |
|---|---|---|
| name | 13162 13162, NY — Zone VE | 70805 70805, LA — Zone VE |
| zip code | 13162 | 70805 |
| city | 13162 | 70805 |
| state | New York | Louisiana |
| state code | NY | LA |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 6,586 | 6,585 |
| base flood elevation | 6 ft | 21 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2021 | 12 recorded flood events in the past 50 years. Most recent major flood: 2018 |
| nearest water | Red River (0.1 miles) | Puget Sound (3.8 miles) |
| elevation ft | 596 | 45 |
| population | 54,415 | 52,211 |
| median home value | 513,805 | 314,014 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $91,383 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $78,326 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 5985C693J | 1604C390J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.