Flood Zone Comparison
Compare key metrics between 13303 13303, NY — Zone AE and 21250 21250, MD — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13303 13303, NY — Zone AE | 21250 21250, MD — Zone AE |
|---|---|---|
| name | 13303 13303, NY — Zone AE | 21250 21250, MD — Zone AE |
| zip code | 13303 | 21250 |
| city | 13303 | 21250 |
| state | New York | Maryland |
| state code | NY | MD |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,396 | 3,397 |
| base flood elevation | 27 ft | 26 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2010 | 5 recorded flood events in the past 50 years. Most recent major flood: 2015 |
| nearest water | local river (1.2 miles) | Red River (3.3 miles) |
| elevation ft | 308 | 1,247 |
| population | 67,932 | 7,589 |
| median home value | 219,554 | 479,424 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $39,352 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $110,979 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1503C299J | 4015C806J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.