Flood Zone Comparison
Compare key metrics between 13323 13323, NY — Zone AE and 95380 95380, CA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13323 13323, NY — Zone AE | 95380 95380, CA — Zone AE |
|---|---|---|
| name | 13323 13323, NY — Zone AE | 95380 95380, CA — Zone AE |
| zip code | 13323 | 95380 |
| city | 13323 | 95380 |
| state | New York | California |
| state code | NY | CA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 937 | 937 |
| base flood elevation | 14 ft | 28 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2020 | 1 recorded flood events in the past 50 years. Most recent major flood: 2018 |
| nearest water | Colorado River (4.4 miles) | Potomac River (2.0 miles) |
| elevation ft | 485 | 1,360 |
| population | 61,356 | 47,045 |
| median home value | 684,874 | 511,778 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $70,858 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $64,413 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9539C481J | 4212C697J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.