Flood Zone Comparison
Compare key metrics between 13407 13407, NY — Zone AE and 78829 78829, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13407 13407, NY — Zone AE | 78829 78829, TX — Zone AE |
|---|---|---|
| name | 13407 13407, NY — Zone AE | 78829 78829, TX — Zone AE |
| zip code | 13407 | 78829 |
| city | 13407 | 78829 |
| state | New York | Texas |
| state code | NY | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,835 | 1,835 |
| base flood elevation | 11 ft | 28 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2023 | 7 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | Atlantic Ocean (1.6 miles) | Lake Ontario (0.6 miles) |
| elevation ft | 814 | 1,048 |
| population | 49,644 | 917 |
| median home value | 517,942 | 335,190 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $100,661 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $83,409 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2582C262J | 8182C320J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.