Flood Zone Comparison
Compare key metrics between 13431 13431, NY — Zone A and 79373 79373, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13431 13431, NY — Zone A | 79373 79373, TX — Zone A |
|---|---|---|
| name | 13431 13431, NY — Zone A | 79373 79373, TX — Zone A |
| zip code | 13431 | 79373 |
| city | 13431 | 79373 |
| state | New York | Texas |
| state code | NY | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,450 | 2,450 |
| base flood elevation | 9 ft | 13 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2009 | 15 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Arkansas River (1.1 miles) | Lake Michigan (1.1 miles) |
| elevation ft | 800 | 1,668 |
| population | 7,464 | 25,946 |
| median home value | 320,993 | 123,138 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $75,085 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $193,372 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3704C724J | 9992C651J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.