Flood Zone Comparison
Compare key metrics between 13638 13638, NY — Zone AE and 65618 65618, MO — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13638 13638, NY — Zone AE | 65618 65618, MO — Zone AE |
|---|---|---|
| name | 13638 13638, NY — Zone AE | 65618 65618, MO — Zone AE |
| zip code | 13638 | 65618 |
| city | 13638 | 65618 |
| state | New York | Missouri |
| state code | NY | MO |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,013 | 2,013 |
| base flood elevation | 14 ft | 12 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2009 | 5 recorded flood events in the past 50 years. Most recent major flood: 2004 |
| nearest water | drainage canal (2.8 miles) | Missouri River (5.0 miles) |
| elevation ft | 1,654 | 182 |
| population | 74,422 | 67,509 |
| median home value | 553,786 | 585,367 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $88,399 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $183,119 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9778C726J | 1824C602J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.